After the latest update, I’ve been locked out of my Pocophone apps like calls, messages, online banking, etc…

I never had a screen lock using a pattern before, never even set it up, it’s always been PIN and/or Fingerprint.
But now, it forces a pattern password which I cannot figure out/get around…

The only option present is Forgot password, which will require me to factory reset my entire phone…

Can anyone help me figure this out?